Employee Benefits

You'll find Marshfield Clinic provides a variety of benefits designed to help you meet your needs. The following benefits information applies to employees who obtain benefit-eligible status. A full or part-time benefit status is assigned based on a position's budgeted average weekly hours.

Effective Date
Most benefits such as health, dental, group life and short-term disability are effective the first of the month following employment. Effective dates for benefits such as Section 125 and 401(k) Plan are dependent on receipt of completed enrollment forms.

Health and wellness benefits

Medical plan

Benefit eligible employees have the choice to select from six health plans. The plans include a range of deductibles, copays and coinsurance, including a prescription drug benefit. The premium cost is shared between the employee and Marshfield Clinic.

Dental plan

Marshfield Clinic provides a choice of three dental plans. (Two of the three plans limit services to a specific group of dentists.)

Section 125 plans - Pre-tax deduction options

Medical expense flexible spending account (FSA)

Allows the employee to set aside pre-tax dollars to cover medical expenses not payable by insurance, such as health and dental plan deductibles, co-pays, prescription drugs, eye glasses, etc.

Limited purpose flexible spending account (FSA)

Allows you to remain health savings account (HSA) eligible and take advantage of a FSA for limited health care expenses.

Dependent care plan

Participants may elect to pay for qualifying dependent care expenses with pre-tax dollars.

Health savings account (HSA)

Provides an opportunity for a qualified high deductible health plan participant to fund his or her HSA through a pre-tax payroll deduction.

Employee assistance program

Marshfield Clinic staff, employees and their immediate families may utilize EAP resources for assistance and referral for personal concerns and challenges. The program is voluntary and confidential.

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Financial benefits

Retirement plans

401(k) plan

Benefit eligible staff can begin to participate immediately upon hire. Participants may set aside up to 100% of their salary on a tax-deferred basis subject to IRS limitations (e.g. 2009 limitation = $16,500). The Clinic matches the first 4% of those savings $0.25 on the dollar. The Plan also includes a Roth or post-tax option. Participant selects the investment options.

Money purchase pension plan

Marshfield Clinic contributes 11% of an employee's gross income up to the Social Security wage base. Once an employee has met the eligibility requirements, they are 100% vested. Eligibility requirements: 2 years of employment and age 21. (A year of eligible employment is any year during which the employee worked 1000 hours or more.) Participant selects the investment options.

Disability income protection

Short term disability

A benefit, based on average weekly salary, is payable after a 5-calendar day elimination period. Maximum benefit period is 90 days.

Long term disability

Effective date is based on benefit status. Benefit is based on a percentage of pre-disability earnings upon completion of a 90 calendar day elimination period.

Life insurance

Group term life insurance

The Clinic provides a group term life insurance program effective the first day of the month following benefit status. The life insurance amount is a multiple of annual salary.

Voluntary term life insurance

Benefit eligible staff may purchase additional term life insurance for themselves, their spouse and dependents at group rates.

Voluntary accidental death and dismemberment insurance

Benefit eligible staff are eligible to purchase an accidental death and dismemberment insurance for themselves and their family.

Travel and accident insurance

Staff traveling on approved business are covered under an accidental death benefit provided by Marshfield Clinic.

Voluntary long term care program

Long term care insurance is available on a voluntary basis to physicians, staff and their extended family members. Program features individual policies with a wide range of options allowing you to customize coverage to fit your needs and budget.

Credit unions

All physicians and staff of Marshfield Clinic are eligible for membership in the Marshfield Medical Center Credit Union (MMCCU) of Marshfield or Maple Hill Credit Union (MHCU) of Wausau.

Employee referral program

Marshfield Clinic's external referral program is intended to reward physicians and staff who refer qualified candidates for open positions. This program promotes the referral candidates from external sources and provides those individuals with the opportunity to earn a referral bonus in accordance with the program guidelines.

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Work Life Balance

Paid time off

Paid Leave, vacation and short-term sick leave are combined into one paid leave account. The amount of paid leave earned is based on the employee's length of service and the number of paid hours (benefit status). Paid leave benefit varies for hourly and salaried staff. The following examples are based on a 40 hour work week:

Holiday pay

Marshfield Clinic observes 6-1/2 holidays. Paid holiday time is based on the position's average budgeted week and employment status.

Scheduling

Job share

It is the policy of Marshfield Clinic to encourage opportunities for employees to participate in job sharing when such opportunities become available and are consistent with business need.

Casual status

The Clinic may also offer casual status positions; casual employees are those who work a limited number of hours with no set schedule. They are called upon to work as needed. They receive only legally mandated benefits unless otherwise eligible for other Clinic-provided benefits.

Child care

Child care center - Marshfield Center

The Child Care Center of St. Joseph's Hospital and Marshfield Clinic is managed by Bright Horizons, Inc. To request a tour or to ask about current availability contact the Child Care Center at 715-387-7555 or 715-387-7606.

Employee discounts

Marshfield Clinic discounts

As a Marshfield Clinic physician/staff, you, your spouse and dependents are eligible for discounts from Marshfield Clinic Optical Shop, Audiology, Orthotic/Prosthetics, Health Management Resources (HMR), Refractive/Lasik surgery, as well as all Clinic pharmacies.

PerkSpot

PerkSpot is a unique and fun benefit which provides an employee discount program on behalf of Marshfield Clinic. Perkspot works with local and national merchants to offer discounts to our employees on a wide range of goods and services.

American Automobile Association (AAA) discount

Marshfield Clinic also partners with AAA to offer discounted AAA memberships to physicians and staff and their families.

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Education

Employee education and development

Marshfield Clinic supports employee development through ongoing education and development activities. In-house training programs are offered in a variety of technical, professional, managerial, and personal development areas. Off-site education opportunities may also be available through the Clinic's meeting and development reimbursement program and tuition assistance program.

Tuition assistance

Funding may be made available on a competitive basis for organized degree or certification-related courses where such course-work contributes to an employee's potential for a change in position or advancement within Marshfield Clinic.

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Recognition

The Clinic recognizes and honors physicians and staff for long and meritorious service. We demonstrate our appreciation by presenting service awards at several points during the careers of our physicians and staff. Service awards will be given to individuals at the end of each five years of continuous employment with the Clinic.

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Marshfield Clinic is an Affirmative Action/Equal Opportunity Employer that values diversity. Minorities, females, individuals and veterans are encouraged to apply.